HUMANA MEDICARE PLANS IN BOISE

Humana Medicare AdvantageMedicare Advantage plans are offered by private health insurance companies and differ from region to region. More and more people are switching to Medicare Advantage plans from Original Medicare, because of the fact that they provide much more benefits than the original medicare. There are multiple options for Humana Medicare advantage plans and they all cater to different sections of the society. Humana Medicare Advantage plans in Boise are discussed below.

 

Humana Choice H5216-132 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $0. The plan has no annual deductible and a maximum out of pocket expense of $5000. While visiting a primary health care provider, you have to pay no copay for an in-network doctor, and a 20% coinsurance for out of network healthcare providers. Along with this plan also provides prescription drug services, with a deductible of $200. The deductible is applicable to preferred brand, non-preferred drug, and specialty tier. For generic and brand name drugs you have to pay a coinsurance of 25%. The plan also covers your annual lab tests, radiology scans, outpatient surgery as well as rehabilitation services.

 

Humana Honor (PPO)

With an overall rating of 4.2, the Humana honor plan has a monthly premium of $0. It is a preferred provider organisation plan, which lets you choose a healthcare provider of your choice. In this plan, you don’t even have to get a referral to see any special doctor. The plan has no annual deductible, and an out of pocket maximum of $3600. Under this plan, you do have to pay a $0 copay for visiting your primary doctor. Humana Honor plan provides added services like dental coverage, oral exams, vision care, hearing services, and transportation services. You are also entitled to fitness, and over the counter benefits. However, the plan does not cover prescription drug services and you have to enrol in a Part D plan separately.

 

Humana Gold Plus H5619-079 (HMO)

With an overall rating of 4, this plan is offered at a monthly premium of $0. The plan has no annual deductible and a maximum out of pocket expense of $6000. For visiting your primary care provider you have to pay a $5 copay and a $50 copay for a specialist doctor. The plan also covers prescription drug services, and provide a deductible amount of $200. The deductible amount applies to preferred brand, non preferred drug, and specialty tier. For generic and brand name drugs you have to pay a coinsurance of 25%. Along with this it also provides vision services, dental services, over the counter benefits, fitness benefits, hearing services, as well as SilverSneakers program, also providing the skilled nursing facility at a $0 copay for the first twenty days.

 

Humana Gold Plus H5619-077 (HMO)

With an overall rating of 4, the plan is offered at a monthly premium of $32. The plan has no annual in-network deductible and a maximum out of pocket expense of $5000. You do not have to pay any copay for visiting your primary health care provider. The plan also covers inpatient hospital stay both psychiatric as well as acute at a copay of $0. It also provides prescription drug services with a deductible of $150. The deductible applies to preferred brand, non-preferred drug and specialty tier. The plan also covers a meal program at $0 copay, up to 40 meals for 20 days.

 

Humana Choice H5216-044 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $38. The plan has no annual in-network deductible and an out of pocket maximum expense of $6000. You have to pay a $10 copay for visiting your primary health care provider, and a $40 copay for an office visit to a specialist. The plan covers your prescription drug needs as well with a deductible amount of $200. This is applicable to preferred brand, non-preferred drug, and specialty tier. For generic and brand name drugs you have to pay a coinsurance of 25%. The plan also provides extra benefits like home health care services, preventive care services, eye exams, eyewear, contact lenses, eyeglasses, glaucoma screening, routine hearing exams, fitness benefits, Silver sneakers program, outpatient mental health services, as well as chiropractic coverage. The plan also provides alternative acupuncture services at a $0 copay, with 25 treatments per year.